How We Handle Your Personal Information

What Does Kaplogik Do With Your Personal Information

Why We Use Your Information

Financial companies collect and sometimes share personal information to underwrite funding services and prevent fraudulent activities on accounts. While Federal law gives consumers the right to limit some sharing, these laws don’t always extend to business transactions. This notice should help you to understand what we do. 

What Information We Use

The types of information we collect and share in processing & underwriting depends on the level of funding and service you apply for. This information can include:

 

  • Social Security number, birthdates, driver’s licenses and account balances
  • ACH transactions, business receipts personal and business credit histories
  • Banking account transactions, real estate holdings and other account information

How We Use Your Information

All financial companies need to share customers’ personal information to keep their everyday business running smoothly. In the section below, we list the reasons financial companies share customer information; the reasons Kaplogik chooses to share; and whether you can limit this sharing.

Reason Informations is shared
Does Kaplogik Share this information
Can You Limit this sharing
For everyday business purposes - such as to underwrite and process ACH transactions, maintain your account(s), respond to court orders and legal investigations, and/or report to credit bureaus
Yes
No
For internal marketing purposes - to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We Don't Share
For our affiliates' everyday business purposes - information about your transactions and experiences
Yes
No
For our affiliates' everyday business purposes - information about your creditworthiness
No
We Don't Share
For our affiliates to market to you
Yes
Yes
For non-affiliates to market to you
No
We Don't Share

To Limit Your Sharing

Call (347) 442-7010 or send an email to info@kaplogik.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date of funding. When you are no longer our customer, we may still continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Kaplogik may make use of certain exclusive financial partnerships and Kaplogik may be compensated if merchants choose to accept the terms and conditions of a cash advance agreement.

Kaplogik and its subsidiaries, affiliates, officers, and/or employees provide the information and materials on this Site to our visitors, and are subject to the Terms and Conditions. Kaplogik has the right to revise the Terms and Conditions at any time by updating the information posted at this webpage, and such revisions will be binding upon all visitors to the Site. Thus, we recommend that you visit the Terms and Conditions webpage each time you visit kaplogik.com.

All of the content within the Site is made available only for your business and lawful use in connection with seeking to obtain business working capital. Use of the Site by a competitor company or other non-merchant third party is strictly prohibited.

Copy Right and Trademark Notices

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Except as expressly provided by law, you may not, without the prior written permission of Kaplogik, post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything contained on the Site.

Web Content and Materials

While Kaplogik is committed to maintaining the most up-to-date information on the Site, Kaplogik is nevertheless not responsible for information that changes with or without notice to Kaplogik. Furthermore, Kaplogik is not responsible for and disclaims any and all liability related to any dealings between its visitors and partners. Kaplogik will not be involved in any disputes between any of its visitors and such partners or their respective affiliates.

Kaplogik does not verify, nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such partner sites. You should read the privacy policies and terms of use agreements of all Third Party Sites.

By posting a message or contributing in any way to the Site, including, but not limited to, sending comments and e-mail to info@kaplogik.com, you expressly grant Kaplogik the right to use in any way, copy, or republish such contribution as part of its property.

Limitation of Liability

Kaplogik and its affiliates, directors, officers, and employees shall not be liable for any loss, damage, injury, claim, nor any special, indirect, incidental, consequential, exemplary, or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise, and even if Kaplogik and its affiliates, directors, officers or employees has been advised of the possibility of such damages, which arises out of or relates in any way to:

  1. use of the Site, materials within the Site, or the inability to use the Site;
  2. any Third Party Site, materials in any Third Party Site, or the inability to use any Third Party Site;
  3. any defect, omission, error, interruption, delay, or computer virus; or the unauthorized alteration of or access to users’ transmissions or personal data, except as a result of kaplogik.com gross negligence or intentional action(s).

The information and materials contained in this site, including text, graphics, links, or other items are provided “as is.” Kaplogik does not warrant the accuracy, adequacy, or completeness of this information and materials and expressly disclaims liability for errors or omissions in the information and materials. No warranty of any kind, implied, expressed, or statutory, including but not limited to, the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials.

If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that Kaplogik total liability (and that of its affiliates, directors, officers and employees) for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.

While Kaplogik believes the information on the Site to be reliable, Kaplogik makes no claims or representations about the accuracy, reliability, timeliness, usefulness, or completeness of such information or advice. Each merchant’s financial situation is unique and you should consult a financial professional prior to acting upon any information contained in this Site. Any reliance by you on any information or advice will be at your own risk.

User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. New York law and federal law will govern the interpretation and enforcement of these Terms and Conditions, without giving effect to the principles of conflicts of law. By using the Site, you consent to the jurisdiction of the state and federal courts of New York City, New York, USA., for any action or proceeding arising under or relating to these Terms and Conditions or this Site.